If you currently save for retirement, you are familiar with traditional Individual Retirement Accounts and 401(k)s, as well as the newer Roth IRA. You may even have heard of a recent innovation, the Roth 401(k). But are you aware that with a self-directed retirement account you can do much more than merely buy and hold stocks or mutual funds? Under your direction, your plan can invest in real estate, notes, limited partnerships, commercial paper, and many other types of holdings.

With the great tax advantages provided by a self-directed IRA or 401(k), as well as the wider range of possible investments, you can potentially build wealth and secure your future much more effectively than you can through traditional plans.

The great benefit of a self-directed retirement account is that it permits investment in real estate, limited liability companies and partnerships (LLCs and LLPs), and many other attractive nontraditional investments while deferring taxes on the gains. In the case of a self-directed Roth IRA or Roth 401(k), the gains are tax-free.

For more information about using your self-directed retirement account to purchase real estate, contact me at edward@kw.com or 267-987-3344.